Understanding Documentation For Financing And The Difference Between Conforming VS. Jumbo
It may initially sound boring, but understanding the documentation for financing when refinancing or making a purchase can help quell some of the frustration. In today’s podcast Joe breaks down the differences between general conforming loans and jumbo loans. He also looks at the required documentations as well as reasons why your lender needs them. Why do self-employed or retirees throw up more red flags than W-2 income earners? Also in discussion: Understanding the market…
Navigating Multiple Offers In A Rising Purchase Price Market
Living in the Bay Area you know just how hard it is dealing with real estate when prices are constantly rising. Joe explains how to navigate real estate, lending and partnerships in today’s market, especially if this is your first time going through the process. Specific topics include: Understanding why prices continue to rise Can we expect this continue or is the market peaking? Things to be concerned about that your realtor and lender may…
1031 Exchange as a Resource with Ron Ricard and Mike D’Ambrosio
Although today’s guest is well-known around the real estate community for his trainings and guesting on our podcast, the 1031 Exchange still remains an unfamiliar topic for many. Not that surprising since not even professional agents handle 1031 Exchanges on a regular basis. Mike calls up 1031 Exchange expert Ron Ricard to get more information on this tax deferring strategy. Specific topics include: What is a 1031 exchange? Like-kind assets, the 45/180 day rule and…
Trusts Simplified With Philip E. Holsworth
Over the years that we have worked with seniors and talked about the goals and challenges we all face as we age, we have learned an important thing about legacy planning. Of those whom don’t have a will or trust in place – they tend to lack one not because they don’t WANT one, but because they don’t understand exactly what it is, why you need one and what the difference is! Today’s podcast on Real…
Small Living and Tiny Homes Concept
Nanny pods. Tiny homes. Whatever you want to call them they’re online, on television and in the market. Today Joe looks at these new wave housing alternatives that are gaining recognition in real estate. Not familiar with this concept? No worries, Joe provides us with a full explanation of what these minuscule homes are and why some prefer them to traditional homes. Also in discussion: Does it make financial sense to take advantage of San…
Is Real Estate A Place to Live or Invest?
Going back 50+ years a majority of our parents and grandparents bought homes with the sole intentions of living there, raising a family and paying off a mortgage. Now, investing in a home’s resale value is a topic most everyone thinks about, especially when it’s your first home. Joe looks back at real estate’s transition from simply being a place to live to being a place where you could live and invest. Specific topics include:…
Cindy Carey Stops By to Discuss How We Can Help Save the Bees and More
Cindy Carey rejoins Mike in the studio once again bringing her vast wealth of knowledge to our show. Today Mike finds out about all the new projects Starburst Construction is working on and issues they are running into. Specific topics include: Health and safety testing Our nationwide shortage of construction workers Earth Day- How you can help save the bees! Queen of the Sun Green building and tax credits To contact Mike D’Ambrosio you can…
Top 10 Downsizing Tips with Helen Ingwersen
There is no way I can do this… What am I going to do with all of this stuff… I’ll never finish… What if I have to give away things that I love… We can help you feel THIS excited about downsizing…almost! These are some of the most common concerns that arise when the subject of the “D” word comes up – downsizing. But just as with everything else in life – whether you think…