Posts Tagged ‘pension’
RERL-1649-Things You May Not Know About Real Estate or Lending
As a professional real estate lender and agent Joe and Mike deal with things every day that even the wisest consumers may not know about. We feel as if it is our job to provide consumers enough information to help you make better decisions, but today our hosts go further than recommending you build a…
Read MoreRERL-1624-Accessing Home Wealth Without Debt
Even though equity sharing has been around for a few years now, it takes some time to get the message out and educating consumers on it takes time and repetition. Today Joe chats with Mark Rogers who shares the details of what equity sharing is and how it can help consumers who are house-rich, cash-poor…
Read MoreRERL-1595-Accessing Home Wealth Without Debt
Over the last 10 years home prices have escalated incredibly which means homeowners have seen a dramatic increase in their homes equity. In fact surveys suggest that homeowners may have 70% or more of their entire wealth tied up in their home. Having a majority of your wealth in one illiquid asset can be a…
Read MoreRERL-1580-Accessing Home Wealth Without Debt
Longtime home owners know there are many ways to take advantage of your homes equity, but reverse mortgages come with restrictions and HELOC’s are not ideal in a rising rate environment. As we roll into 2019 Joe and our friends at Barastone want to make you aware of another option available to you. Today Joe…
Read MoreRERL-1553-Bill Benson-Reverse Mortgages
There is a lot of equity in a lot of homes around the Bay Area. For most people their home is their largest asset and a resource they can tap when income is needed. Reverse mortgages are not great for everyone, but it can be for the right person. Today Joe welcomes back Bill Benson,…
Read MoreRERL-1514-Non-Conventional Financing & Stated Income Programs
There are plenty of people out there that don’t fit the traditional W-2 income bill because they are either retired or hold a non-traditional job. What many of them don’t realize is that they are not exempt from financing all-together; they just have to think differently. In the first half of today’s podcast Joe takes…
Read MoreRERL-1503-Multigenerational Planning
By now it’s no secret that the bull market we saw for so long is currently experiencing a bit of volatility. Planning for the future is more important now than ever and ensuring you leave a legacy for your children is becoming increasingly difficult. Today Joe talks with Ameriprise CFP George Papadoyannis about planning for…
Read MoreRERL-1501-How To Buy A Home Without Selling First
In a market where inventory is insanely low most sellers are going to think differently with a lot of help from their lender. In fact a common issue agent’s face is working with clients that are hesitant to sell either because they don’t want to move multiple time or they fear of homelessness. Today Joe…
Read MoreReverse Mortgages –Strategy Or Scam?
Many older people are living in the Bay Area with a lot of equity in their homes and not a lot of cash. Whether you need the money to cover medical costs or are just looking for a way to age in place, options are available to you; a reverse mortgage specifically. Today Joe is…
Read MoreAlternative Programs With Jeff Trevarthen
The mortgage industry is changing all the time with different things and different programs coming up. Whenever we start talking about new or different programs it helps to have an expert around explain them, an expert such as Jeff Trevarthen. Today Joe and Jeff discuss 30 year fixed alternatives and who the eligible candidates are.…
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