Posts Tagged ‘w2’
RERL-1618-Rates Drop! Buyers & Sellers on the Move!
Rates have dropped big time on jumbo financing the last couple weeks and my drop even more. Rates are now under 4% and anyone with a rate of 4.5% or higher could save a serious chunk of change with a low to no cost refinance. This opportunity could easily vanish should the rates jump in…Read More
RERL-1556- Buyers Alert! & More Industry Changes Coming!
We have not been in a buyer’s market like this in years. No this is not the same show you heard earlier, but Joe is encouraging frustrated buyers to get out in the market and take advantage of the shift. The mistake buyers could be making is waiting and hoping for the market to calm…Read More
RERL-1514-Non-Conventional Financing & Stated Income Programs
There are plenty of people out there that don’t fit the traditional W-2 income bill because they are either retired or hold a non-traditional job. What many of them don’t realize is that they are not exempt from financing all-together; they just have to think differently. In the first half of today’s podcast Joe takes…Read More
Alternative Programs With Jeff Trevarthen
The mortgage industry is changing all the time with different things and different programs coming up. Whenever we start talking about new or different programs it helps to have an expert around explain them, an expert such as Jeff Trevarthen. Today Joe and Jeff discuss 30 year fixed alternatives and who the eligible candidates are.…Read More
What To Expect When You’re Listing, Selling, Buying And Getting Financing
If there is one thing we can’t stress enough it would be to always work with the professional that makes you comfortable with your real estate decisions. It may sound obvious enough until that first interview with a lender or agent where you find yourself completely unprepared. Whether you’re buying, selling or getting financing there’s…Read More
Southern Investing With Whitney Nicely
One of the biggest interests in the Bay Area is investing in real estate. Unfortunately, if you’re looking at something nearby the numbers just won’t make sense for an investment property. Today Joe chats with Whitney Nicely to find out about opportunities that exist outside Silicon Valley and how other people are having success with…Read More
What Type of Mortgage Fits Your Age and Strategy
Older, younger, close to retirement or already there- Believe it or not your age can be a significant factor when choosing a mortgage. Today Joe breaks down how age along with potential income influence your mortgage making decision through every stage of life from your first job out of college till you’re on a fixed…Read More
Understanding Documentation For Financing And The Difference Between Conforming VS. Jumbo
It may initially sound boring, but understanding the documentation for financing when refinancing or making a purchase can help quell some of the frustration. In today’s podcast Joe breaks down the differences between general conforming loans and jumbo loans. He also looks at the required documentations as well as reasons why your lender needs them.…Read More
Solo Financing Without a Job and Where Is Our Industry Investing?
In the first half of today’s podcast, Joe clears up one confusing misconception about financing. Can you get financing without holding a job? You’d think the answer would be a quick and firm “No.” Truth is there are many people with non-traditional forms of income that can achieve financing even without a W2. Later on…Read More
[podcast] Top 10 Hottest Markets In 2017 and Better Understanding the Single Home Buyer’s Market
The Super Bowl has finally passed which means we are officially entering home buying season! While we wait for the inevitable inventory increase, Joe and Mike reveal the Top 10 hottest markets we will see this year and developments pushing Sacramento back to a thriving community. Statistics are showing an increase where 24% of home…Read More