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Mortgage Services

The options and information relating to mortgages are vast and sometimes confusing. Our goal is to help you understand the products that are available to you, as well as, evaluate them as they relate to your needs and current situation. That is why Joe is more than just a mortgage loan officer – he provides Mortgage Planning Services. Here are a few:



Now that you have found your dream home it is time to get the best loan to fit your lifestyle and budget needs. Joe offers a wide range of home mortgage products, including the following: FHA and VA, jumbo loans, high balance, and conventional home loans. Contact Joe to help you plan your mortgage.



The economy is a moving target, with changes to the options available to you. Many of our programs have low cost refinance options to make it worth your while. Contact Joe to discuss your current loan and learn more about the interest rates, loan programs and refinance options.



Sometimes you need to put the equity in your home to good use. Whether it’s a remodel or repairs, we can help you put your home to work for you. We have resources that can offer you flexible and affordable options which allow you to borrow against the equity you’ve built in your home.

Joe offers an Annual Mortgage Review to keep you up-to-date with any changes that may have occurred during the year, which could benefit you. He stays current with all new products and is happy to share programs which may benefit you along the way.