Posts Tagged ‘employed’
Edit Content: RERL-1560-Creative and Alternative Financing Options
October is set up to be an interest month for real estate for a market that is shifting from a sellers market to a buyers market. Even as schools start and people settle in for the holidays, Joe is still fielding calls about bridge loans, cross-collateralization and other creative ways to finance a mortgage. Could…
Read MoreAlternative Programs With Jeff Trevarthen
The mortgage industry is changing all the time with different things and different programs coming up. Whenever we start talking about new or different programs it helps to have an expert around explain them, an expert such as Jeff Trevarthen. Today Joe and Jeff discuss 30 year fixed alternatives and who the eligible candidates are.…
Read MoreWhat To Expect When You’re Listing, Selling, Buying And Getting Financing
If there is one thing we can’t stress enough it would be to always work with the professional that makes you comfortable with your real estate decisions. It may sound obvious enough until that first interview with a lender or agent where you find yourself completely unprepared. Whether you’re buying, selling or getting financing there’s…
Read MoreWhat Type of Mortgage Fits Your Age and Strategy
Older, younger, close to retirement or already there- Believe it or not your age can be a significant factor when choosing a mortgage. Today Joe breaks down how age along with potential income influence your mortgage making decision through every stage of life from your first job out of college till you’re on a fixed…
Read MoreFinancial Trends And Flip Opportunities With Your Investment Accounts
Sometimes it doesn’t really matter how much money you have. If you make great money but don’t invest it appropriately, you’re not really prepared for the future/retirement/getting the most out of your money. Today Mike chats with Northwestern Mutual Financial Advisor, Zach Mattos, about creating a solid financial plan using your real estate. Specific topics…
Read MoreUnderstanding Documentation For Financing And The Difference Between Conforming VS. Jumbo
It may initially sound boring, but understanding the documentation for financing when refinancing or making a purchase can help quell some of the frustration. In today’s podcast Joe breaks down the differences between general conforming loans and jumbo loans. He also looks at the required documentations as well as reasons why your lender needs them.…
Read More[podcast] Real Estate Industry Now and In The Future
Technology is quickly changing every aspect about the way we live. Some industries however, like the real estate industry, are slow at adapt when it comes to modernization. Even though most end up working with professionals, our lack of modernization has consumers collecting data and research before contacting a professional. Thankfully change is underway. Today…
Read MoreSolo Financing Without a Job and Where Is Our Industry Investing?
In the first half of today’s podcast, Joe clears up one confusing misconception about financing. Can you get financing without holding a job? You’d think the answer would be a quick and firm “No.” Truth is there are many people with non-traditional forms of income that can achieve financing even without a W2. Later on…
Read More[PODCAST] Learn the Difference Between Pre-Qualification vs. Pre-Approval
With the Super Bowl coming up this weekend buyers are waiting for increased inventory. This means it’s time for Joe to educate buyers on coming prepared with a quality pre-approval and the difference between being pre-qualified and pre-approved. This podcast isn’t just for buyers though; realtors need to be prepared and know what they should…
Read MoreHow to Best Prepare For Financing When Refinancing and Purchasing
Financing has changed drastically since the mortgage meltdown and consumers usually end up facing a lot of frustration. Today, Host Joe Cucchiara looks to relieve some of that frustration by explaining how to prepare for your homes purchase or refinance. New levels for standard conforming, high balance and jumbo loans took effect this January so…
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