[podcast] The Best Place For You to Find a Mortgage
Even with all the technology available today “where is the best place to find a mortgage?” still sounds like a funny question to ask. How you approach your mortgage might very well be dependent on your age. Today Joe challenges traditional lending with the newest trends in lending that are quickly gaining traction. What are the pros and cons of online lending? How do you know which lending apps and sites are trustworthy? If you…
[podcast] Strategies For You in a Rising Interest Rate Environment
Interest rates are not going to stay low forever and consumers could use some education to better understand what they may want to do as rates rise. Expanding on yesterday’s video, Joe shares several strategies and considerations to help us adjust to a new environment with higher rates. Specific strategies include: Consolidating your 1st and 2nd loan Fixed HELOC’s Planning for move up buyers Financing and the sell vs. rent debate Remodeling and home additions If…
[podcast] Buy Without Selling Your Home
One of our goals here at Real Estate Radio Live has always been to provide consumers with options and solutions in a market where low inventory in an ongoing problem. Joe and Mike are back together after yesterday’s podcast on timing as they try and tackle the challenge of buying without selling your home. Specific topics include: Sale contingency offers How to Qualify using the rent of your exiting property without rental history HELOC pros…
Buying a Home for Your Children and Housing Markets Affected by Higher Interest Rates
It’s a challenge at best to buy a home in the Bay Area when $1 million is the average price. The high price tags often mean parents and grandparents come to the rescue by gifting down payment money or helping to qualify for a loan. Today Joe discusses tax advantages and ramifications that come with parents helping their children buy a home. Historically speaking interest rates are still incredibly low, but interest rates will be…
Wells Fargo and the Alameda County Divestment
Wells Fargo is back in the news today as Alameda City Council unanimously votes to divest more than $36 million of its accounts with the bank due to their funding of the Dakota Pipeline. Does any of Wells Fargo’s practices bother you as a consumer? Do you want to continue to do business with a bank that has demonstrated questionable activities? Doing things simply because “that’s the way they are done” has always bothered Joe…
Key Questions You Should Be Asking Your Realtor Before Listing Your Home
February is already over and with fewer than 900 units listed in Santa Clara County we really hope you’re looking to put your home on the market. As always one of the most important steps to selling your property is hiring a realtor who will help you along the way, and Mike and Joe are here to help you do just that. Knowing which questions to ask can make a huge difference in what your…
Parental Transitioning In Real Estate
Each day many Americans are confronted by the unfortunate reality that their parents are getting older, and it may be time to reconsider living situations. After the startling discovery that Laura’s parents do not have home owners insurance (because why would you when you don’t have a lender requiring it) Mike and Laura discuss several issues where you may need to step in to help mom and dad sort things out. Specific topics include: Buying…
Why Remodeling Today Could Save You Money Next Year
We always knew our readers liked home improvement – but we never realized how much until a recent blog post reportedly hit quite close to home for many of you! By popular demand we are pleased to present a podcast based on our blog “Why Remodeling Today Could Save You Money Next Year” (click HERE for complete article!). Tune in this Friday to Real Estate Radio LIVE as we reveal the main reasons why the…