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Good Debt VS. Bad Debt

From mortgages to student loans to credit cards, debt is a part of our life. While we normally view debt as something bad, good debt does exist! Throughout today’s show Joe will provide us with general education on debt and even delve into more specific areas including student and business loans. Specific topics include: General debt overview and why you need debt Establishing credit Bad debt- Credit card debt and student loans Good debt- Mortgage…

Six Most Important Questions To Ask Your Lender and Real Estate Agent When Considering Working With Them?

New studies and research are out and that means consumers have new wants and expectations from their lenders and agents. Not surprisingly the top two consumer complaints circle around the lack of communication and ability to negotiate costs and fees. Whether you’re looking to buy or sell some of these questions may even surprise those of us with a few transactions under our belt. Specific topics include: What is your marketing plan or what strategies…

How To Make A Non-Contingent Offer Without Having Your Home Sold In Advance

Trying to sell a home is not even close to being a chore in today’s market. As much as we talk about the flattening market taking some of the pressure off, it still remains a tough time for buyers. Now that contingent offers are working their way back into negotiations it’s time to address the newest frustrations. One of the easiest and more obvious answers is to sell your home in advance then rent or…

LIVE From The Realtor® Expo & Global Real Estate Pavilion

This week Joe and Buddy hook up with Bobbi who is calling in from the Realtors Expo in Chicago. Phoning in with her is Mike Cobb and Rachel Jensen from ECI Development who have been busy opening schools and clinics around Central America. In addition to bringing in resources and engaging with community, we will hear straight from Rachel about her trip through each country alongside Bobbi and Buddy. Also in discussion: Insights from the…

Can the NAR Catch Up and Compete With Real Estate Startups?

The world of real estate is changing fast. According to an Inman article the National Association of Realtors has committed $15 Million to funding Upstream, a massive all in one tool designed to help realtors. Further down you’ll read that the project is currently 17 months behind schedule. Are you concerned that one of the biggest lobbying bodies in the US can’t pull off a project when competitors are pouring even more into disrupting the…

Financing For the Retired, Without Jobs or Traditional Income

There are some issues around financing where we could all use a little more knowledge.  Many people seem to believe that financing is unobtainable when retirement is just around the corner; something that is simply not true. And just because you don’t have a job doesn’t necessarily mean you don’t have income. Heck, even nontraditional income still counts as income…right? Today Joe explains financing options for those who shouldn’t be counting themselves out. Specific topics…

Vacation Homes- Breaking Down The Stats

Today we’re covering a topic near and dear to everyone’s heart ? vacation properties! The 2017 NAR  Investment and Vacation Home survey is out and Joe, Bobbi and Buddy are ready to break down all the statistics and what mean to you. On a sample of 2,099 adults first time primary residence purchases have risen but vacation home purchases fell for the third straight year; no surprise there that affordability is the main issue. Also…

Differentiating Mortgage Lending

Whether you are in need of a loan or a refinance for you next transaction, you’re going to need to make a decision about who to help you with the process. But did you ever wonder about the difference between major publicly traded banks, large mortgage banking operations and mortgage brokers? You’re not the first one to wonder. Today Joe answers your lending questions so you can go out and make the right decision for…

8 Practical Reasons for Accessing or Leveraging Equity from Your Home

Through all his years in real estate Joe has just about seen it all, what works and what doesn’t work. The truth is the more equity you have in your home the more flexibility you have over all. Depending on what you use the money for and what the loan to value amount is, accessing equity from your home can really help or really hurt. Today Joe shares his 8 practical reasons for accessing equity…

Top 7 Ways Agents Annoy Clients & Top 5 Things Consumers Hate about Applying For a Mortgage

Technology is all about improving how we do things and how we communicate with others. In today’s show Joe discusses two articles: The Top 7 Ways Real Estate Agents Annoy Clients and The Top 5 Things Consumers Hate about Applying For a Mortgage. Using data like this many companies will be changing the way they invest in their business. Joe then discusses upcoming technology that will improve our relationship with consumers as well as other…