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RERL-1589-Rick Arvielo- CEO of New American Funding

“Hey, let’s do our own thing” Believe it or not that’s pretty much how Rick Arvielo and his wife Patty started New American Funding. While Patty knew the ins and outs of the real estate business, serial entrepreneur Rick came in to the business with a whole lot of knowledge about marketing and technology. Together they made a marriage that is carving its way into the mortgage business and is showing no signs of stopping….

RERL-1588-Patty Arvielo – President of New American Funding

Joe’s guest today is someone who started working in real estate at 16 years old and 36 years later still doesn’t feel she has completely mastered the business. A successful entrepreneur, Patty Arvielo is known as the President and Co-Founder of New American Funding. Listen in as Joe and Patty discuss everything from building a competitive mortgage company to seeing it grow at a quick pace and keeping the evolution going. Specific topics include: Why…

RERL-1587- Frank Fuentes – Multicultural Lending

One million Hispanics will be turning 18 this year and compared to their non-Hispanic counterparts they are getting married and forming household at a younger age. The best thing agents and lenders could do now is to begin understanding the cultural nuances of this demographic and find a way to serve them.  Today Joe talks with New American Funding’s Frank Fuentes about the complexities and cultural challenges surrounding multicultural lending. Specific topics include: Getting an entire…

RERL-1586-Accessing Home Wealth Without Debt

Being one of the many people in the US who describe themselves as house rich and cash poor can be a great problem to have. On one hand your net worth is increasing, on the other it is in an illiquid asset that is not easily accessed, until now. Today Joe and Steve Hotovec discuss a new way of accessing your homes wealth without taking on debt. Specific topics include: Having a majority of your…

RERL-1585-Jack Russo – Corporate LLC Year End Planning

We are halfway through December and business owners will want to end the year in the right way. Tax planning begins now if you don’t want to make last minute scrambles looking for deductions and another thing you don’t want is for the company to be under litigation attack leaving you to worry about if they pierce through the corporate veil even if you are an LLC. Yikes! Today Joe and Jack Russo discuss year-end…

RERL-1584-Elijah Caldwell – With Timeless LLC

Few young people know who they are when starting out in life; in fact it is quite common to only know who you aren’t. Timeless LLC has a vision: Everyone successfully learns from failure. Through Timeless, Elijah Caldwell offers coaching programs to help consumers never make the same mistake twice, a keystone of successful people. Today Joe talks failure and the motivational tools to combat them with Elijah Caldwell. Specific topics include: Inverse relationships Tapping…

RERL-1583- Today’s Market – Leverage Instead of Liquidate

From time to time now you’ve heard Joe say the phrase “leverage instead of liquidate”. He’s not trying to be repetitive; it’s just something that he is a big believer in! In today’s market leveraging instead of liquidating is the best strategy (if possible) for most. How so? Listen in as Joe plays out several scenarios where leveraging assets flat out beats liquidating them. Scenarios include: Cross-collateralizing loans Leveraging departing equity for downpayment Gaining more…

RERL-1582- Two Italian Guys Talkin Real Estate-Strategies for a Changing Market

Buyers got buried the last several years and many potential buyers lost interest in hope to buy altogether. Currently, homes are spending more days on market and sellers are responding by being more open during negotiations and reducing their asking price. The real estate business is not over and now more than ever is the time to educate yourself about what is going on around you. We don’t know where the market will head in…

RERL-1581- Eva Melgarejo-Multicultural Lending

Education and information is the heart of what we believe in at Real Estate Radio Live and that involves everything in and around real estate. Today Joe is joined by Director of Multicultural Affairs, Eva Melgarejo, whom New American Funding relies on when it comes to educating the Latino community about the Latino Focus Initiative. Specific topics include: Embracing multicultural lending Latino buying power Preparing for the next wave of home buyers The Latino Focus…

RERL-1580-Accessing Home Wealth Without Debt

Longtime home owners know there are many ways to take advantage of your homes equity, but reverse mortgages come with restrictions and HELOC’s are not ideal in a rising rate environment. As we roll into 2019 Joe and our friends at Barastone want to make you aware of another option available to you. Today Joe and Mark Rogers discuss ways to help people access their home wealth without taking on debt. Specific topics include: Qualification…