Posts Tagged ‘loan’
RERL-1670-How to make a smart home purchase before you sell
If you were to look at a chart of Bay Area housing market trends you’d notice some sizeable swings happening. It’s hard to believe that the Bay Area has fallen into an incredibly normal market after dealing with such an intensely hot market. In fact, buyers and sellers have gotten so accustomed to homes spending…
Read MoreRERL-1664-Rates drop to historic lows – Buyer’s market
Rates continue to drop and right now we are flirting with historic lows. With rates as low as they have been it’s easy to forget that rates were once as high as 14%! Right now 30 year money is seriously cheap and, while still expensive, the Silicon Valley market has slowed enough that buyers finally…
Read MoreRERL-1663- Banks versus Credit Union – Which one is better?
Credit unions are exactly the same as banks, right? Wrong. While both accept and lend money, the subtle distinctions between the two can add up to big differences when it comes to your happiness. One is arguably not better than the other and each has their own list of pros and cons. So how do…
Read MoreRERL-1662- John Faylor Real Estate Expert
A lot has been gone on since the last time we had real estate expert John Faylor on the podcast. Just one year ago when we were used to buyers getting beat up it felt as if the market wasn’t ever going to let up. Today the market is more even and no one knows…
Read MoreRERL-1658-Two Italian Guys talking real estate – Buyers options
The market keeps ticking up and buyers are finding their options are dwindling once again. Silicon Valley continues to prove it’s a crazy place where first time home buyers are looking for homes priced around $1million instead of the sub $400,000 range the rest of the country deals with. Coming up with $200,000 for a…
Read MoreRERL-1647- Growing Your Business – Leveraging without Venture Capital
Venture capital the best way for businesses to grow their business, but some entrepreneurs think otherwise. While it is certainly tough, there are benefits to growing organically and accepting the challenges that come with low funding. Slowed growth forces you to really listen to what your customers want and then find a way to creatively…
Read MoreRERL-1624-Accessing Home Wealth Without Debt
Even though equity sharing has been around for a few years now, it takes some time to get the message out and educating consumers on it takes time and repetition. Today Joe chats with Mark Rogers who shares the details of what equity sharing is and how it can help consumers who are house-rich, cash-poor…
Read MoreRERL-1618-Rates Drop! Buyers & Sellers on the Move!
Rates have dropped big time on jumbo financing the last couple weeks and my drop even more. Rates are now under 4% and anyone with a rate of 4.5% or higher could save a serious chunk of change with a low to no cost refinance. This opportunity could easily vanish should the rates jump in…
Read MoreRERL-1604-Accessing Home Wealth Without Debt
In the Bay Area equity can be too much of a good thing. The average home price has risen quickly and sharply all around Silicon Valley which has left long time homeowners with a lot of wealth tied up in an illiquid asset. If only there was a way you could take advantage of your…
Read MoreRERL-1601-Accessing Home Wealth Without Debt
Anytime a new or foreign program comes out we feel that it is our job to educate you the consumer about it. When it comes to accessing your homes wealth it’s important to know what options are out there and which can leave you with unnecessary debt. Today Joe and Mark Rogers discuss how you…
Read More