Skip to content

Differentiating Mortgage Lending

Differentiating Mortgage Lending

Whether you are in need of a loan or a refinance for you next transaction, you’re going to need to make a decision about who to help you with the process. But did you ever wonder about the difference between major publicly traded banks, large mortgage banking operations and mortgage brokers? You’re not the first one to wonder. Today Joe answers your lending questions so you can go out and make the right decision for you! Specific topics include:

  • The general lending process and differences between how the three operate
  • Could it be dangerous to have everything at one bank?
  • Benefits and disadvantages of each
  • Jumbo financing
  • Brokers before and after the mortgage meltdown
  • What brokers can and can’t do
  • And more!



If you wish to contact Joe Cucchiara email him at, call (408)-838-9060 or simply visit We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: Read more at


Leave a Comment

For security, use of Google's reCAPTCHA service is required which is subject to the Google Privacy Policy and Terms of Use.