Posts Tagged ‘joecucchiara’
RERL-1786 –DSCR Loans Explained
With interest rates hovering around 7%, this is the worst time to purchase an investment property, right? Of course not! Investors are hyper focusing on interest rates when they should be focusing on opportunity and timing. What makes debt service coverage ratio (DSCR) loans exciting is how they act like commercial loans where the purchaser…
Read MoreRERL-1785 – The best time to purchase & refinance is now… why?
Interest rates are too high! Don’t make any moves with your real estate! If those statements sounded like complete garbage to you, then you know that those are just things the media will say to scare consumers. Longtime listeners of RERL and real estate professionals are aware that there is no wrong or correct time…
Read MoreRERL-1784 – Managing investment properties for increased profits!
Anyone who has tried their hand at becoming a landlord knows that managing rental properties without stress and landing a profit is next to impossible. Fortunately, there’s a new program on the market that could change the way landlords handle their properties. Whether you’ve got single dwelling homes in North Carolina or multi-unit investment properties…
Read MoreRERL-1783 – Financial Planning – Our guest Jeff Yoakum
Big corporations have little in common with small businesses when it comes to how they handle money, and an individual’s financial plan couldn’t be further away from that of a business. Having worked for both small and large financial institutions has given today’s guest, Jeff Yoakum, ample understanding of the many financial situations people may…
Read MoreRERL-1782 – NAR lawsuit – What does it mean for the real estate industry?
The National Association of Realtors found themselves on the wrong end of a landmark decision today. High commissions have long been a point of contention for consumers already paying top dollar for their new home and now future buyers and sellers will finally get a win. Not only will the NAR be forced to pay…
Read MoreRERL-1781 – Market Update Q2 – Real Estate and Lending
Q2 is fast approaching, but just one month ago a sudden spike in interest rates froze consumers just as they were getting pumped up to start the season. Of course, the market wasn’t going to stay stagnant for long. Inventory is trickling in and while it is still a sellers’ market, only specific areas are…
Read MoreRERL-1780 – Reverse Mortgages & Alternative Financing
Years ago, people got in trouble for taking advantage of the elderly by abusing reverse mortgages. Today the reverse mortgage still carries around a lot of that stigma, but that ends now! With interest rates still solidly in the 7% range, a reverse mortgage can be a tremendous benefit to any homeowner aged 62 or…
Read MoreRERL-1779 – When will rates improve enough to make a difference?
How low do rates need to go to make a difference in the marketplace? Just a couple years ago consumers could get 30-year fixed loans with interest as low as 3%. This spurred a huge boom in refinances and home purchases. To no one’s surprise, interest rates jumped up to 8%. The sudden spike paralyzed…
Read MoreRERL-1778 – Will AI Fully Automate Residential Real Estate?
Way back in the early 2000’s, everyone in the mortgage company panicked when a single company decided they would go all in and become the first online mortgage company. It didn’t take long for professionals to figure out how archaic the system was and today, going online for any part of your home buying experience…
Read MoreRERL-1777 – Will Real Estate Brokerage Industry Survive Antitrust Litigation?
Despite the recent ups and downs we’ve seen in the market, sellers around the US have been happy with their transactions over the last 10 years; but have they gotten the short end of the stick? The National Association of Realtors and a few major brokers have been found guilty of inflating their commissions in…
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