Posts Tagged ‘qualify’
RERL-1726-Lending and Real Estate Update
Interest rates are near all time lows, hovering around the mid to high 2’s depending on your loan amount, credit score, etc. While still low, many quotes you receive can be misleading, oftentimes costing you more money than you’ll save. Fortunately, the easiest way to figure out if a lender is a legitimate professional or…
Read MoreRERL-1726-Lending and Real Estate Update
Interest rates are near all time lows, hovering around the mid to high 2’s depending on your loan amount, credit score, etc. While still low, many quotes you receive can be misleading, oftentimes costing you more money than you’ll save. Fortunately, the easiest way to figure out if a lender is a legitimate professional or…
Read MoreRERL-1676-Two Italian Guys Talking Real Estate – Student Loans and 1031 Exchange
The amount of college graduates entering the workforce with substantial debt has never been higher. In fact, student debt levels are so high they are surpassing total mortgage debt in the US. Even if you are one of the millions of students beginning your new career with debt the amount of a home, you’d be…
Read MoreRERL-1673-Two Italian Guys Talking Real Estate – Rent Control
Rent is a big, big deal in the Bay Area where home prices are incredibly high. Starting next year statewide rent control officially takes effect and no one is quite sure what effect it will have on rent increases and home values till it expires in 2030. With so many big changes coming up its…
Read MoreRERL-1664-Rates drop to historic lows – Buyer’s market
Rates continue to drop and right now we are flirting with historic lows. With rates as low as they have been it’s easy to forget that rates were once as high as 14%! Right now 30 year money is seriously cheap and, while still expensive, the Silicon Valley market has slowed enough that buyers finally…
Read MoreRERL-1658-Two Italian Guys talking real estate – Buyers options
The market keeps ticking up and buyers are finding their options are dwindling once again. Silicon Valley continues to prove it’s a crazy place where first time home buyers are looking for homes priced around $1million instead of the sub $400,000 range the rest of the country deals with. Coming up with $200,000 for a…
Read MoreRERL-1628-Accessing Home Wealth Without Debt
It’s been a few weeks since Joe sat down with our friends from Barastone, but discovering different ways to access your homes wealth is still a hot topic. Homeowners have experienced the great fortune of watching their homes equity grow and may be looking for a way to take advantage of that growth. No one…
Read MoreRERL-1624-Accessing Home Wealth Without Debt
Even though equity sharing has been around for a few years now, it takes some time to get the message out and educating consumers on it takes time and repetition. Today Joe chats with Mark Rogers who shares the details of what equity sharing is and how it can help consumers who are house-rich, cash-poor…
Read MoreRERL-1618-Rates Drop! Buyers & Sellers on the Move!
Rates have dropped big time on jumbo financing the last couple weeks and my drop even more. Rates are now under 4% and anyone with a rate of 4.5% or higher could save a serious chunk of change with a low to no cost refinance. This opportunity could easily vanish should the rates jump in…
Read MoreRERL-1607-Understanding Reverse Mortgages
As long as they’ve been around reverse mortgages have been plagued by myths and misconceptions. This misunderstanding is largely due to most people not understanding how they work or who they work for. In fact for the right person the reverse mortgage is actually an outstanding program! Today Joe chats with reverse mortgage expert Bill…
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