Posts Tagged ‘credit score’
RERL-1726-Lending and Real Estate Update
Interest rates are near all time lows, hovering around the mid to high 2’s depending on your loan amount, credit score, etc. While still low, many quotes you receive can be misleading, oftentimes costing you more money than you’ll save. Fortunately, the easiest way to figure out if a lender is a legitimate professional or…
Read MoreRERL-1648-Two Italian Guys Talkin Real Estate
Rates are close to all time lows which means your buying power is high. When analyzing your position as a seller then as a buyer it’s important to think about how the sales price of your house evens out with good rates. Even if you lose a little on the sell side in today’s flattened…
Read MoreRERL-1641- Interest Rates Drop to a Two Year Low!
It doesn’t matter if it’s your primary residence, vacation home or rental property, anyone out there with a mortgage should be doing a mortgage review. Interest rates are the lowest they’ve been in two years dropping 30 year money below 4%! These low rates affect both conforming and jumbo loans making a huge difference for…
Read MoreRERL-1628-Accessing Home Wealth Without Debt
It’s been a few weeks since Joe sat down with our friends from Barastone, but discovering different ways to access your homes wealth is still a hot topic. Homeowners have experienced the great fortune of watching their homes equity grow and may be looking for a way to take advantage of that growth. No one…
Read MoreRERL-1602- Two Italian Guys Talkin Real Estate-Dispelling The Myths Of Real Estate
Whether you’re watching television, reading the news, surfing the internet or even listening to a podcast, there is a lot of noise out there related to real estate. As a professional lender and agent Joe and Mike often work with consumers who hold beliefs about real estate that are just simply not true. Today Joe…
Read MoreRERL-1599- Two Italian Guys Talkin Real Estate – Unconventional Financing
Conventional wisdom would leave most consumers to believe financing is super conservative right now. To a certain extent most consumers would be correct, but a lot of people would be surprised at what non-QM financing will get you these days. Non-QM financing has really come to the forefront and you might be surprised to find…
Read MoreRERL-1580-Accessing Home Wealth Without Debt
Longtime home owners know there are many ways to take advantage of your homes equity, but reverse mortgages come with restrictions and HELOC’s are not ideal in a rising rate environment. As we roll into 2019 Joe and our friends at Barastone want to make you aware of another option available to you. Today Joe…
Read MoreRERL-1578-Accessing Home Wealth Without Debt
When it comes to mortgages most of us are used to the traditional mortgage with the debt and liabilities sold to us by banks. As with everything time and technology are changing everything including your mortgage program. Today Joe and Mark Rogers discuss the home equity sharing program that allows home owners to access their…
Read MoreRERL-1567-Accessing Home Wealth Without Debt
As we edge towards retirement many consumers look to take advantage of their homes wealth. Unfortunately we can’t really take advantage of that equity unless we meet specific expectations and agree to take on bad debt. If only we had ways to access that money with zero restrictions. Today Joe discovers more about this new…
Read MoreRERL-1566-Accessing Home Wealth Without Debt
Many people in the United States could be described as house rich and cash poor. Now that interest rates are going up there are only a limited amount of things you can do with your home, but new products are on the way. Today Joe welcomes back Steve Hotovec and Mark Rogers of Barastone who…
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