Mortgage Planning Services
The options and information relating to mortgages are vast and sometimes confusing. Our goal is to help you understand the products that are available to you, as well as, evaluate them as they relate to your needs and current situation. That is why Joe is more than just a mortgage loan officer – he provides Mortgage Planning Services. Here are a few:
Home Mortgage Loans
You’ve found your dream home and now you need to get the best loan to fit your lifestyle and budget. Joe offers a wide range of home mortgage products, including the following:
- FHA and VA
- Jumbo Loans
- High Balance
- Conventional Home Loans
Click below to contact Joe for a discussion about your specific needs.
The economy is a moving target, with changes to the options available to you. If you feel your home loan interest rate is too high, Joe can evaluate it for you.
Many of our programs have low cost refinance options to make it worth your while.
Contact Joe to discuss your current loan and learn more about the interest rates, loan programs and refinance options.
Home Equity Line of Credit (HELOC)
Sometimes you need to put the equity in your home to good use. Whether it’s a remodel, repairs or a life challenge, we can help you put your home to work for you.
We have resources that can offer you flexible and affordable options which allow you to borrow against the equity you’ve built in your home.
Not sure if this is the right option for you? Contact Joe to set up a discussion about your needs.
Additional Support from Joe
Joe has proudly joined forces with New American Funding, a Direct Lender, which began over a decade ago with a clear vision and a plan for gradual but steady expansion. Reaching out to consumers nationwide from a central location in Orange County, CA, New American Funding has grown to be an industry leader in both the purchase and refinance markets.
When it comes to innovation and speed, Joe gets it! He utilizes the best technology available to help his clients. From customized loan scenarios via email presentations, to video explanations, secure custom upload links and more, he is dialed in to provide you with the best service possible.
Joe doesn’t believe every home loan follows a cookie-cutter model. He provides a wide variety of loan products and programs that vary based upon a needs assessment. He will work with you to determine your needs and then tap into his portfolio to suggest a product/program that will fit.
No question is stupid when it comes to your home loan. It is Joe’s mission to educate his clients and to provide exceptional customer service before, during and after your loan has funded. His team approach and availability make him the top choice for residential home mortgage services.
In addition to out-of-state referrals, Joe has an abundant network of real estate professionals and he’s happy to introduce you to them. He can help match your needs with the right professional to help you, based upon location, areas of expertise, personality and overall best fit for you.
Did you know that the best time to find out if you’re qualified is BEFORE you make a purchase decision? Click below to contact Joe for a complimentary mortgage consultation.